If you’re looking for the most popular travel card, check out THIS POST about the Chase Sapphire Preferred® Card – it is the card I recommend most often for people new to traveling on points and miles because it’s easy to manage, has a low annual fee of $95 and gives you access to some […]

When so many premium credit cards are increasing the annual fees and adding a bunch of coupons and credits for you to keep track of, Capital One is keeping their credit cards simple and straightforward. This article will explain all the details and recent changes! If you have any questions send me a DM and […]

Many of us have a Chase card that includes Instacart benefits, but it’s one of those perks that you may be unlikely to use without knowing more about how it works and if it is worthwhile. Here’s everything you need to know about using these monthly credits! WHAT IS INSTACART? Instacart is a popular online […]

There are apps that will tell you which credit cards offer the biggest return on different types of spending, but there is a degree of personal preference involved so I like to make that determination for myself – for example:  I value Chase points more than Amex points so if the rewards rate is the […]

Airport lounge access is a perk I hope to never travel without.  Having a comfortable place to relax, eat, shower and perhaps even get pampered makes travel days much more enjoyable.  A Priority Pass lounge membership will allow you to visit over 1,300 lounges around the world and is included as a perk on several […]

Earning credit card points on your mortgage or rent sounds great and Bilt has made that possible though not necessarily easy. On January 14, 2026 Bilt introduced three new credit cards branded to allow you to earn points on your housing expenses.  The terms were complicated and disappointing to many, including myself. Based on the […]

Chase offers two of the OUR FAVORITE credit cards with NO ANNUAL FEE and they don’t take a 5/24 spot! If you have $6,000 of upcoming expenses in the next 3 months then applying for one of these cards is a great way to replenish your stash of Chase points. Think auto insurance, groceries, health […]

The Southwest Companion Pass is a favorite for many travelers and this post will explain how you can earn the Companion Pass for nearly two years!  In addition to being able to bring a companion with you on EVERY flight you take, you’ll also have a HUGE stash of Southwest points that you can use […]

The MOST recommended card for people who want to travel on points and miles is the Chase Sapphire Preferred® Card. With an annual fee of just $95 this card offers great earning potential, easy redemption options and some of the best travel protections out there. Points earned from the Chase Sapphire Preferred card are FLEXIBLE […]

Applying for your first credit card is one of the first steps you’ll take in your financial journey.  It will help you establish a credit history and lay the foundation to help you with future financial decisions.  Responsible credit card habits are key to making credit cards work FOR YOU and not against you.   […]