Applying for your first credit card is one of the first steps you’ll take in your financial journey.  It will help you establish a credit history and lay the foundation to help you with future financial decisions.  Responsible credit card habits are key to making credit cards work FOR YOU and not against you.   […]

Best first credit card student college graduation starter

The MOST recommended card for people who want to travel on points and miles is the Chase Sapphire Preferred® Card. With an annual fee of just $95 this card offers great earning potential, easy redemption options and some of the best travel protections out there. Points earned from the Chase Sapphire Preferred card are FLEXIBLE […]

The Marriott Bonvoy Brilliant® American Express® Card can change the way you travel!   Having this card in my pocket when we traveled to New Zealand, Australia and Fiji saved us thousands and we sure enjoyed traveling next level luxury without the hefty price tag. The Brilliant card comes PACKED with perks: 🔹 Earn up […]

Let’s take a close look at the options you have when you want to book a hotel. For this example we’re going to look at four options when you have the Chase Sapphire Preferred® Card.  The Sapphire Preferred is the most recommended card for people interested in traveling on points and miles.   You can […]

The Southwest Companion Pass is a favorite for many travelers and this post will explain how you can earn the Companion Pass for nearly two years!  In addition to being able to bring a companion with you on EVERY flight you take, you’ll also have a HUGE stash of Southwest points that you can use […]

ON POINT WITH HOLLY