There are apps that will tell you which credit cards offer the biggest return on different types of spending, but there is a degree of personal preference involved so I like to make that determination for myself – for example:  I value Chase points more than Citi points so if the rewards rate is the […]

The MOST recommended card for people who want to travel on points and miles is the Chase Sapphire Preferred® Card. With an annual fee of just $95 this card offers great earning potential, easy redemption options and some of the best travel protections out there. Points earned from the Chase Sapphire Preferred card are FLEXIBLE […]

Applying for your first credit card is one of the first steps you’ll take in your financial journey.  It will help you establish a credit history and lay the foundation to help you with future financial decisions.  Responsible credit card habits are key to making credit cards work FOR YOU and not against you.   […]

The Marriott Bonvoy Brilliant® American Express® Card can change the way you travel!   Having this card in my pocket when we traveled to New Zealand, Australia and Fiji saved us thousands and we sure enjoyed traveling next level luxury without the hefty price tag. The Brilliant card comes PACKED with perks: 🔹 Earn 185,000 […]

Let’s take a close look at the options you have when you want to book a hotel. For this example we’re going to look at four options when you have the Chase Sapphire Preferred® Card.  The Sapphire Preferred is the most recommended card for people interested in traveling on points and miles.   You can […]