Earning credit card points on your mortgage or rent sounds great and Bilt has made that possible though not necessarily easy. On January 14, 2026 Bilt introduced three new credit cards branded to allow you to earn points on your housing expenses.  The terms were complicated and disappointing to many, including myself. Based on the […]

When so many premium credit cards are increasing the annual fees and adding a bunch of coupons and credits for you to keep track of, Capital One is keeping their credit cards simple and straightforward. This article will explain all the details and recent changes! If you have any questions send me a DM and […]

Chase offers two of the OUR FAVORITE credit cards with NO ANNUAL FEE and they don’t take a 5/24 spot! If you have $6,000 of upcoming expenses in the next 3 months then applying for one of these cards is a great way to replenish your stash of Chase points. Think auto insurance, groceries, health […]

If you haven’t transferred points to Hyatt it’s time to get comfortable with the process and benefits because it’s one of the best uses of your Chase points! Which Chase cards allow transfers to Hyatt? In order to transfer Chase Ultimate Rewards points to Hyatt you need to have one of these four Chase credit […]

The Southwest Companion Pass is a favorite for many travelers and this post will explain how you can earn the Companion Pass for nearly two years!  In addition to being able to bring a companion with you on EVERY flight you take, you’ll also have a HUGE stash of Southwest points that you can use […]

There are apps that will tell you which credit cards offer the biggest return on different types of spending, but there is a degree of personal preference involved so I like to make that determination for myself – for example:  I value Chase points more than Citi points so if the rewards rate is the […]

The MOST recommended card for people who want to travel on points and miles is the Chase Sapphire Preferred® Card. With an annual fee of just $95 this card offers great earning potential, easy redemption options and some of the best travel protections out there. Points earned from the Chase Sapphire Preferred card are FLEXIBLE […]

Applying for your first credit card is one of the first steps you’ll take in your financial journey.  It will help you establish a credit history and lay the foundation to help you with future financial decisions.  Responsible credit card habits are key to making credit cards work FOR YOU and not against you.   […]

Alaska Airlines miles are easily some of the most valuable airline miles and up until recently they were some of the most difficult airline miles to accumulate.   Read below to find out why Alaska miles are so valuable and which credit card points transfer to Alaska Airlines. What makes Alaska miles so valuable?  Alaska […]

The Marriott Bonvoy Brilliant® American Express® Card can change the way you travel!   Having this card in my pocket when we traveled to New Zealand, Australia and Fiji saved us thousands and we sure enjoyed traveling next level luxury without the hefty price tag. The Brilliant card comes PACKED with perks: 🔹 Earn 100,000 […]